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Get Funded. Grow Faster.we provide financing solutions that work for you.

At Premium Lending, we believe that access to smart, flexible funding should be simple and stress-free. We are committed to helping businesses of all sizes secure the capital they need to grow, innovate, and thrive.

With a focus on speed, transparency, and personalized service, we tailor our solutions to match your unique goals whether you’re looking to expand operations, manage cash flow, or invest in new opportunities.

Let’s Grow Together

What We Offer

Business Loans

Fuel your company’s growth with flexible business loans tailored to meet your working capital, or operational needs. Get the funding you need, when you need it.

Personal Loans

Cover life’s big moments or unexpected expenses with easy, unsecured personal loans. Enjoy fast approvals, fixed rates, and flexible repayment options.

People have had the opportunity to meet critical financial needs promptly thanks to our loans. What are you waiting for?

Calculate your loan

How Much Do You Need?

Amount
₦500 ₦20000
6 months60 months
Interest rate is . Interest payable is . Your repayments will be every month
Total you will Pay:
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A quick & transparent process

We have a simple online
application

Get a Free Quote

We will customize a loan based on the amount of cash you need and term length.

Get an Instant Decision

We provide online instant cash loans with quick approval that suit your term length.

Get Funding Fast

With a strong credit profile and a good repayment history, you’re well-positioned to secure funds quicker.

OUR FEATURES

Smart Financing for Your Business

Lower Rates

Affordable financing that keeps more money in your pocket.

Quick and Easy

Fast solutions designed to save you time and make your experience hassle-free.

Flexible Payments

We disburse to the wallet, pay third parties or credit your card account.

Frequently asked questions

Got more questions? We’ve got you!

General

Some loans with higher amounts may require additional documents but this will be clearly indicated during the application process.

To ensure a smooth application process, make sure you meet all eligibility criteria, provide accurate information, and adhere to responsible borrowing practices. This will enhance your chances of a successful loan application.

The loan decision process usually takes about 24 hours [or longer during weekends] before updating your loan status. This is to properly review your loan application and ensure we give you exactly what you need.

However, we might have missed it so please let us know if your loan status has been pending for more than 24 hours to look into it. Rest assured that we will attend to your loan application and you will receive an email once this has been done.

However, for returning customers, some loans may be approved instantly by the system.

Our user-friendly customer dashboard provides real-time updates on your loan application status and virtual wallet balance.

Simply log in to your account to access your personalized dashboard, where you can view the current status of your application, track progress, and receive notifications regarding any updates or requirements.

There are several reasons why a loan application may be declined. Here are a few of the most common reasons: delayed repayment in the previous loan transaction, poor quality selfie image, invalid ID card, invalid debit card, mismatch of BVN and selfie image.

Yes, you have the flexibility to repay your loan at any time before the due date. Feel free to make your repayment early, and you can do so through the provided repayment methods, ensuring a hassle-free process. Early repayment can also help you avoid any potential penalty charges associated with late payments.

Payments

Repayment for your loans can be done manually or automatically, on or before the loan’s due date.

There are various channels available to repay your loan, these include bank transfer, ATM card, direct debit or from your virtual wallet created for you when you sign up to our website.

Ensure that you make repayment on or before the due date to avoid any issues or additional charges. If you want the payment to be automatically charged to your card, be sure to keep your card funded with a sufficient amount before the due date.

NIBSS emandate is an innovative approach to activating a direct debit mandate. This type of mandate is electronically set up and customers are able to activate by themselves.

The lender or biller initiates the eMandate setup on the Lendsqr platform.

The customer sends a ₦50 transfer from the bank account on which the mandate is being set up, to a designated NIBSS account number at Paystack-Titan. This transfer can be done via internet banking, mobile banking, or USSD.

The customer must have at least ₦100 available in the bank account that will
 be debited after transferring the required ₦50 from the same account. 

Get In Touch

Our Address

The Waterside 5 Admiralty Road, Lekki Phase 1, Lagos Nigeria

Our Phone Number

+234 905 637 3350

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    Premium Lending